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Monday, December 10, 2007

How Frugal Are you ??

Okay, so I found this list that some guy wrote, giving 50 suggestions as to how you can save money. How well are you doing in being frugal ???? The answers in green are my opinions.

Go with one car.  Hahaha, I already Have just one car.

  1. Go with a smaller house. Not only do I have a smaller house, I have a roommate to cut costs further
  2. Go with a smaller car. Lol, I drive a small car
  3. Rent rather than own. See Number two
  4. Look for used first. I don't think I will ever get used to buying used clothing at a thrift shopThe only used things I will really buy are textbooks and cars 
  5. Eat out less.This is a good suggestion. But when I try and buy food, I am usually too busy or tired to cook it, and end up wasting it. I think I will stick to my current habit of eating out. 
  6. Eat out frugally. I never spend more that 10 bucks when I go out for lunch I usually keep it at 5 bucks.
  7. Brown bag it to work. Lol, have you ever eaten my cooking ?
  8. Adopt a minimalist wardrobe. Already done, especially since I spend a lot of time at work and already have a uniform. In fact, I haven't shopped for clothed for about a year now.
  9. Stop online impulse buys. I only really buy my books online, and they are much cheaper used than at the local bookstore.
  10. Don’t shop. Lol, screw this. I get out of the house to shop very rarely, So when I DO get to the store, I will make the experience the most fun I can, and if I buy a few things I don't really need (which doesn't happen too much anymore) it will be to reward myself for supporting myself and working hard.
  11. Use a 30-day list. I am not going to predict all my needs for the next 30 days. I like a little fun in impulse shopping as long as I am reasonable.
  12. Cut out cable. Already done. We don't have TV
  13. Use the library. Sorry, although I this is a good idea, and I do check out good books for reference during school I love collecting new books. Shopping for a new book is my thing, and I love my book collection at home. I am not just going to use the library.
  14. Find free entertainment. I rarely ever go out anyway.
  15. Frugal exercise. I will not cut out my gym fees. The fees are reasonable, and my gym is great so it stays. I get a lot of free classes included in the bill anyway.
  16. Stay healthy. LOL. I sure do try. For starters I try to take multivitamins and exercise. 
  17. Commute by bikeLOL, I am not commuting on the highway 
  18. Carpool or ride the bus.No one I know has my wierd schedule. Not going to happen. And as for the bus, the system sucks here. It would take me two hours to get to work when the drive is really 20 min by car. Plus there are some real dirty pervs that take the bus. 
  19. WalkLast time I walked in my neighborhood, I got picked up and hollered at at least 5 times and I live like a block away from the taco shop. Plus at least 2 registered sex offenders live in the area.
  20. Sell your clutter. This is a really good idea that I would love to follow. I just don't know who would actually by my crap.
  21. Frugal gifting. LOL, I am the master on this one and did quite well this holiday season
  22. Quit smoking. LOL, I don't even smoke
  23. Alcohol in moderation. I don't even drink that much. Maybe one drink a month IF THAT
  24. Sweets in moderation. I don't buy a lot of sweets. I just find them or people give them to me, lol.
  25. Drink water. This is one thing I do religiously
  26. Batch your errands. I barely do my errands, so I do alright on this
  27. Stay home. I am the MASTER on this one
  28. Stop using credit cards. Not on my salary. I am barely surviving
  29. Cancel subscriptions. I have no magazines, no cable, no porn sites. But my cell phone and my internet subscription stays. 
  30. Make your own. That would be a disaster
  31. Do it yourself. LOL. Like what ? Paint my own room ? Like represent myself in court ? Build my own furniture ? I don't think so.
  32. Stop paying interest. LOL as soon as I make more money to pay down my debt I will listen to this
  33. Reduce convenience foods. Not going to happen. The convenience foods I buy, being the cheapskate that I am, are actually cheaper to buy than the foods I cook myself.
  34. Travel frugally. LOL, I don't even travel
  35. Cut the cell phone. NOT GOING TO HAPPEN
  36. Cut your own hair. LOL, this is the worst advice ever !! I think a man wrote this one
  37. Maintain stuff. Duh, I already try the best I can to take good care of my things
  38. Save energy. I don't pay utilities, but I still try to be a responsible roommate.
  39. Save gas. I barely even go anywhere
  40. Only buy bargain clothing (when you need clothes). I am reasonable, but I am not going to just stick to the 50% off rack
  41. Telecommute. I prefer to get out of the house to go to work
  42. Plan ahead. I definitely try
  43. Cook ahead. Didn't I just say that I am not that good of a cook ??? What;s the point of cooking if I won't eat my own food ?
  44. Wash clothes less. Hell NO. Besides, I don't pay utilities
  45. Sun-dry clothes. LOL, it's winter now !! The man that wrote this list is really a cheapskate !
  46. Eat less meat. LOL, Okay, I don't even know how to prepare meat unless its hotdogs and I don't even buy them that much
  47. Save on groceries. Yeah, thanks to my wonderful habit of frugally eating out, I don't have much of a grocery bill
  48. Frugal Christmas.Already bought my frugal, not cheap, Xmas gifts
  49. Eat a cheap breakfast. Breakfast is my cheapest meal of the day !!

1 comment:

Anonymous said...

Hey, this is a good list. I will have to add this to my journal later. Thanks for sharing.